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全国英语等级考试(PETS)三级全真模拟一

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tions for their actions.

58. The last word of the passage "them" refers to _________.

[A] rules [B] actions

[c] personal rights [D] privileged positions

59. According to the passage, one should not only express himself clearly and directly, but also

[ A ] make other people accept his ideas

[ B ] be careful with his manner

[ C] allow others to speak in their own way

[D]watch other people’s response

60. In this passage, the author intends to encourage people to _____.

[ A ] fight for their personal rights

[ B] be aggressive when they talk to others

[ C J assert themselves regardless of whether others suffer or not

[ D ] be assertive at any time

Part B

Directions:

Read the following paragraphs in which 5 people talk about the way American consumers borrow.

For questions 61 to 65, match name of each speaker to one of the statements (A to C) given below.Mark your answers on your ANSWER SHEET.

Mark Lilla Young consumers often have not established their credit ratings. Many do not have steady in-comes. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interest-free loan. However,a parent or relative who lends should receive interest the same as any other lender.

Chris Roddy

For most consumers the cheapest place to borrow is at a commercial bank. Banks are a good

source of installment loans which may run for 12 months or up to 36. Most banks also make singlepayment loans to consumers for short periods@30, 60, or 90 days. A typical interest rate is 3 cents per $100 per day. Suppose that you used $100 of your credit and repaid it in 30 days.

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